Fixed rate line of credit loans

Interest rate is fixed for the term of the loan. No penalty for early pay-off. Borrow the funds for up to five years and pay it back over 10 or 15 years. ¹ 

Home Equity Line of Credit Principal & Interest Draw Period. Home Equity Line of Credit Interest-only Draw Period. Fixed Rate Home Equity Loan. Desired line  And because it's a line of credit, not just a loan, you have access to cash whenever you need it. Other advantages include easy terms, fast approval, lines as low as  This option lets you enjoy the benefits of your line of credit and the ability to lock an interest rate on your balance for terms of 1 - 20 years. 1, 2. A fixed interest rate ,  You have the option of converting all or some of your floating rate balances to a fixed-rate term loan and back again up to three at a time -- so it's easy to take  24 Sep 2019 Loans usually have fixed interest rates. This means that if you take out a loan with a 5% interest rate, that rate will not change during the life of the  See today's rates on home loan products with full terms and conditions. Rates for the Fixed Rate Option are typically higher than HELOC variable rates.

Regions offers a home equity line of credit that lets you borrow funds as Loan in a Line Options Convert Your Equity Line Balances into a Fixed Rate!

Whether you need a loan or a line of credit to buy a car, pay for school, Choose between a fixed or variable interest rate depending on what's best for you  Build that outdoor deck, remodel your kitchen, fix that leaking roof. It's easy with a low introductory rate on a line of credit or a fixed-rate loan. Home Equity Line of Credit Principal & Interest Draw Period. Home Equity Line of Credit Interest-only Draw Period. Fixed Rate Home Equity Loan. Desired line  And because it's a line of credit, not just a loan, you have access to cash whenever you need it. Other advantages include easy terms, fast approval, lines as low as 

Since a HELOC is secured by the equity in your home, your interest rate may be all or part of your variable-rate balance to a fixed rate anytime during the draw secured by owner-occupied properties with 70% combined loan-to-value.

1 Rate discount is applied after your application is accepted. Discount is available for new Fixed Equity Loan and Home Equity Line of Credit applications. Your remaining balance and available credit stay at the same variable interest rate. equity icon. Fixed Rate Locks can be applied against your line of credit for  Fixed Rate is a home loan with a rate that never changes. Adjustable Rate Mortgage (ARM) is a home loan that has an initial interest rate that is fixed for a set 

Rates and offers current as of and are subject to change. All loan programs are subject to credit approval. Fixed Rate Personal Line of Credit: After account opening, a three business day waiting period applies for credit line advances. These line of credit accounts cannot be used for overdraft protection.

Using it, you can convert portions of your line of credit balance into fixed rate loans. This gives you the confidence of a fixed rate when you know exactly how  Fixed rate interest term. A flexible line of credit, where you could borrow up to 90 % of the value of your secured property1 to make other investments and build 

Make the most of your home's equity with a low fixed rated home equity loan, home equity line of credit or interest only HELOC.

Freedom, Flexibility, and No Closing Costs! Use the equity you've earned with Langley's Home Equity Lines of Credit (HELOC). Is your  With a home equity line of credit (HELOC) or home equity loan, you can get the Fixed interest rate means fixed monthly payments of principal and interest for  For the SunTrust Equity Line, this interest rate reduction does not apply to promotional rate advances, Fixed Rate/Fixed Term Advances or during the Repayment  Introductory rates for a home equity line of credit begin at 2.49% APR for 6 Make sure to submit everything at the same time so we can process your loan as soon as possible. The introductory rate is fixed during the introductory period. Since the credit line is secured by a dwelling, the interest charged on what you borrow You start repaying the loan with fixed-monthly installments right away. Make the most of your home's equity with a low fixed rated home equity loan, home equity line of credit or interest only HELOC.

1 Rate discount is applied after your application is accepted. Discount is available for new Fixed Equity Loan and Home Equity Line of Credit applications.